Financial Independence Realization Of Peter Walsh

Peter Walsh was a 38 year old accountant. He came to me some time back to discuss some matters of a business related nature, but as a life coach, often personal beliefs and feelings is what I work with when dealing with challenges and personal success.

The topic of the conversation that summer morning was financial independence. The following outlines the general course of that conversation. It seemed Peter opened with quite an insight. He told me, as he approached 40 he was beginning to value time over money.

It just happens to be a co-incidence, that this type of attitude is exactly what most people who achieve financial independence develop before they go ahead and achieve it. Some realize this value of time over money early in their lives. For others, it takes a lot longer. But eventually we all go through this realization. The older we age, the more we realize that time is more precious and valuable than money.

Many have this realization but do nothing about it. They go to work, day in day out, handing over their precious minutes and seconds over in exchange for a secure income or a few dollars an hour. Some people love their jobs and that's fine, but ideally, wouldn't having the control to decide whether to work or not be better? This is the underlying reason why those people who do, seek to gain financial independence.

But what is financial independence? This is what Peter and I finally dwelt on. By knowing it, by naming it, we can formulate actions and behaviors that will create that reality. Essentially, financial independence is the work of building passive streams of income. Money that flows systematically whether you work or not. Many people approach passive income by dealing in real estate and collecting rents. Others are rich enough to live off single digit bank interest rates. Still others develop a business model that is made up of systems. These automated systems create that sought after passive income.

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